FHA VS Conventional loan programs in 2025 for Detroit-Lakes, Becker County, Minnesota

In 2025, the conventional loan limit for Detroit-Lakes in Becker county, MN is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to see a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the ideal program in MN for your financial needs.

Compare multiple loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Detroit-Lakes, Becker, MN

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 56501, 56502

Conventional and FHA Loan Options in Detroit-Lakes, MN

The goal of Lendersa® is to secure for you the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Select one among three provided starting points to explore matching lenders and loan programs tailored to your needs.

See Lendersa USDA loan requests and matching results


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  • Appalachian Community Federal Credit Union
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