FHA VS Conventional loan in Dilworth, Clay County, Minnesota

In 2026, the Conventional loan limit for Dilworth, located in Clay county, MN, is $726,200, whereas the FHA limit reaches $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to examine and compare today's top rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in choosing the best program in MN for your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Dilworth, Clay, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this table: 56529

Explore Conventional and FHA Loan Options in Dilworth, MN

The goal of Lendersa® is to secure for you the most fitting Conventional, USDA, or FHA loans efficiently and without hassle. Choose from one of three starting points to find matching lenders and loan programs.

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Dilworth Lenders

  • Northwestern Bank
  • 4 North Main Street, Dilworth, MN, 56529
  • Lends in Minnesota
  • Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.