FHA VS Conventional loan in Dilworth, Clay County, Minnesota

In 2025, the Conventional loan limit for Dilworth, located in Clay county, MN, is $726,200, whereas the FHA limit reaches $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to examine and compare today's top rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in choosing the best program in MN for your financial scenario.

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2025 Loan Limits and Downpayment Requirements in Dilworth, Clay, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this table: 56529

Explore Conventional and FHA Loan Options in Dilworth, MN

The goal of Lendersa® is to secure for you the most fitting Conventional, USDA, or FHA loans efficiently and without hassle. Choose from one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • RateBeat LLC
  • 9400 Topanga Canyon Boulevard, Suite 210, Chatsworth, CA, 91311
  • Ratebeat is an independent mortgage lender based in California and originates a range of mortgage products in California, New Jersey, Texas and Connecticut. We pride ourselves in being a trusted partner to assist you in evaluation of mortgage options. With us, you can explore ways to finance the purchase of your first home.
  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First American Wholesale Lending
  • 9400 Topanga Canyon, Suite 204, Chatsworth, CA, 91311
  • At FAWL we understand that in today’s market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry.
  • Privileged Realty & Financing
  • 13455 Ventura Boulevard, Suite 241, Sherman Oaks, CA, 91423
  • Privileged Realty & Financing We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Mortgage Capital Lending Inc.
  • 14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423
  • At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Executive Realty & Finance
  • 13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423
  • Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.
  • ID Mortgage Broker
  • 13317 Ventura Blvd, Suite H, Sherman Oaks, CA, 91423
  • "ID Mortgage Broker offers professional and affordable mortgage services in Los Angeles and California. Including but not limited to conventional loans, hard money, FHA, VA, USDA, and JUMBO loan programs. Purchasing a home, getting new vacation property or refinance your current loan should be hustle free and positive, not creepy and draining"
  • Lantern Financial Corp.
  • 13701 Riverside Drive, 3rd Floor, Sherman Oaks, CA, 91423
  • Lantern Financial is your "bank alternative" for business purpose loans on all types of commercial properties in the Southern California area. We are more than just a lender. We help our customers design a loan best suited for their commercial real estate lending needs. Our customers receive fast and direct answers about their loan inquiries.
  • California Hard Money Direct
  • 13547 Ventura Blvd #177, Sherman Oaks, CA, 91423
  • California Hard Money lender offer non owner residential and commercial loan everywhere in California. We lend on the collateral not the credit.In addition to our standard Hard Money Loans we also have hybrid programs for people who happen to have FICO scores above 650. We have programs to fit most borrowers and will make any loan as long as it ma
  • United Freedom Mortgage
  • 7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
  • United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price