Explore the differences! FHA VS Conventional loan programs in Dilworth, Clay County, Minnesota

In 2025, the Conventional loan limit for Dilworth, located in Clay county, MN, is $726,200, whereas the FHA limit reaches $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to examine and compare today's top rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in choosing the best program in MN for your financial scenario.

Investigate loan offers from 100 diverse lenders

2025 Loan Limits and Downpayment Requirements in Dilworth, Clay, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for this table: 56529

Explore Conventional and FHA Loan Options in Dilworth, MN

The goal of Lendersa® is to secure for you the most fitting Conventional, USDA, or FHA loans efficiently and without hassle. Choose from one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Rand & Associates Incorporated
  • 3901 Alamo Ave, Fort Worth, TX, 76107
  • At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Merit Mortgage Company
  • 4112 W Vickery Blvd, Fort Worth, TX, 76107
  • Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong. We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.
  • Fulcrum Home Loans
  • 971 E Winding Creek Drive, Eagle, ID, 83616
  • At Fulcrum Home Loans, our passion is clear: We are here to help our clients fulfill their dream of homeownership and provide the best possible mortgage experience! We do this by providing no non-sense financial advice, top notch customer service, speedy pre-approvals and rate quotes, as well as competitive rates and terms.
  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches
  • Apple Capital Group, Inc.
  • 201 E Abram St, Suite 120, Arlington, TX, 76010
  • Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
  • Rubin Home Loans powered by Francis Colonial Mortgage
  • 318 W Main Street, Suite 100, Arlington, TX, 76010
  • Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
  • Vista Mortgage Corp
  • 219 Billings St, Suite 360, Arlington, TX, 76010
  • Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Francis Colonial Mortgage
  • 318 W Main St, Arlington, TX, 76010
  • Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • North Alabama Bank
  • 13914 Highway 231-431 North, Hazel Green, AL, 35750
  • North Alabama Bank has been a locally owned & operated financial institution serving Madison County and the surrounding areas since 1989. We live, work, & worship in our community. We understand the importance of community. We understand that businesses in todays environment requires advanced technology to get ahead in these ever-changing times.