FHA VS Conventional loan programs in Scandia, Washington County, Minnesota
As of 2026, the conventional loan ceiling in Scandia, located in Washington county, MN is set at $726,200, while for a single-family residence, the FHA limit reaches $515,200.
Leverage the Lendersa® Conventional loan calculator to compare today’s best Conventional, FHA, and USDA rates. This tool reveals the necessary income, credit, reserves, and documentation to qualify. View Conforming Conventional loans closely alongside USDA, FHA, and VA to determine which MN program most suitably matches your financial situation.
Loan limits and down payment requirements for 2026 in Scandia, Washington county, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$515,200
3.5%
The above comparison is applicable for zip codes: 55073
Conventional and FHA mortgage solutions in Scandia, MN
The mission of Lendersa® is to swiftly and effortlessly provide you with the most favorable Conventional, USDA, or FHA mortgage options. Start with any of the three paths provided to find aligned lenders and financing programs.
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Lends in Minnesota
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
Lake Elmo Bank has built its tradition on a personal approach to banking. We get to know our customers so that we understand each customer's unique needs with the intent of building long-term financial relationships. This goal has been the foundation of our business for over 100 years.
2796 Lisbon Avenue Court North, Lake Elmo, MN, 55042
Lends in Minnesota
Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
