FHA VS Conventional loan programs in Scandia, Washington County, Minnesota

As of 2026, the conventional loan ceiling in Scandia, located in Washington county, MN is set at $726,200, while for a single-family residence, the FHA limit reaches $515,200.

Leverage the Lendersa® Conventional loan calculator to compare today’s best Conventional, FHA, and USDA rates. This tool reveals the necessary income, credit, reserves, and documentation to qualify. View Conforming Conventional loans closely alongside USDA, FHA, and VA to determine which MN program most suitably matches your financial situation.

Explore competing loan offers from a hundred lenders

Loan limits and down payment requirements for 2026 in Scandia, Washington county, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

The above comparison is applicable for zip codes: 55073

Conventional and FHA mortgage solutions in Scandia, MN

The mission of Lendersa® is to swiftly and effortlessly provide you with the most favorable Conventional, USDA, or FHA mortgage options. Start with any of the three paths provided to find aligned lenders and financing programs.

Lendersa USDA loan inquiry and match results


  • Blue Stream Mortgage Group Inc
  • 2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.

  • COLONIAL FIRST MORTGAGE FUNDING CORP
  • 3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
  • Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.

  • Americas Mortgage Professionals
  • 2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
  • Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.

  • 5 Star Personal Loans
  • 3000 N Federal Hwy, Fort Lauderdale, FL, 33306
  • AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.

  • Moore Lending Group
  • 3471 N Federal Hwy #500, Fort Lauderdale, FL, 33306
  • The Moore Lending Group prides itself in developing lasting relationships with clients and strives to provide excellent customer service. We understand that a home purchase is the largest financial investment one will make in their lifetime. It is important to select a trusted and experienced representative who will be available around the clock.

  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Proper Mortgage Group, LLC
  • 7000 SW 22nd Court, Suite 127D, Davie, FL, 33317
  • We started many years ago as a small family real estate business and grew to meet the needs of our clients in the changing and growing market. With many years of real estate and financial experience, we opened Proper Mortgage Group to ensure all of our clients received the same exceptional level of service through every part of the home buying proc

  • Proficient Processing, LLC.
  • 7520 NW 5th st, Suite 204, Plantation, FL, 33317
  • Since opening in 2000, Proficient Processing, LLC. has been proud to serve the Plantation community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.

  • Rapid Home Loan Corp
  • 5237 W Broward Blvd, Plantation, FL, 33317
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Evergreen Mortgage Services Inc
  • 7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
  • Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.

  • RHOME MORTGAGE LLC
  • 2245 NE 9th Ave, Fort Lauderdale, FL, 33305
  • RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.