FHA VS Conventional loan in Scandia, Washington County, Minnesota

As of 2025, the conventional loan ceiling in Scandia, located in Washington county, MN is set at $726,200, while for a single-family residence, the FHA limit reaches $515,200.

Leverage the Lendersa® Conventional loan calculator to compare today’s best Conventional, FHA, and USDA rates. This tool reveals the necessary income, credit, reserves, and documentation to qualify. View Conforming Conventional loans closely alongside USDA, FHA, and VA to determine which MN program most suitably matches your financial situation.

Explore competing loan offers from a hundred lenders

Loan limits and down payment requirements for 2025 in Scandia, Washington county, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

The above comparison is applicable for zip codes: 55073, 55047

Conventional and FHA mortgage solutions in Scandia, MN

The mission of Lendersa® is to swiftly and effortlessly provide you with the most favorable Conventional, USDA, or FHA mortgage options. Start with any of the three paths provided to find aligned lenders and financing programs.

Lendersa USDA loan inquiry and match results


  • HML Investments
  • 3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
  • California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
  • Brian Kapferer Home Loans
  • 8169 Fairview Avenue, La Mesa, CA, 91941
  • Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.
  • The Mortgage Resource
  • 8118 Vista Drive, La Mesa, CA, 91941
  • The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
  • Smart Choice Realty & Mortgage Finance Inc
  • 960 W 7th St, Los Angeles, CA, 90017
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
  • Pyramid Capital Investments Corp.
  • 4667 MacArthur Blvd, Suite 320, Newport Beach, CA, 92660
  • We have been in Newport Beach across from John Wayne Airport since 1994. We offer hard money loans for commercial and residential properties, purchases, and refi cash-outs to the self-employed. We also provide Traditional, Non-Traditional, and Jumbo Loans. 1-4 Units & No Ratio Loans for Investment Properties. Please call 949-833-8747.
  • Residential First Capital
  • 20151 SW Birch Street, Newport Beach, CA, 92660
  • Residential First Capital is classified as a “one-stop” shop for residential financing. We are a direct lender, offering an extensive pool of private funds to accommodate and finance a wide array of loan requests. Our 38+ years of experience allow us to minimize loan transaction time and maximize the opportunity to obtain financing. We specialize i