FHA VS Conventional loan programs in Oakdale, Washington County, Minnesota

For the year 2026, the limit for a Conventional loan in Oakdale, located in Washington county of MN, is set at $726,200. The FHA cap for a single-family dwelling stands at $515,200.

Lendersa® offers a powerful Conventional loan calculator to aid in contrasting current Conventional, FHA, and USDA rate options. It helps identify the income, credit score, reserves, and required documents necessary to qualify. Through using our enhanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA all side by side, ensuring you select the ideal program for your financial scenario in MN.

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Loan limits and required down payments for 2026 in Oakdale, Washington, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

The data relates to these zip codes: 55128

Exploring Conventional and FHA loan alternatives in Oakdale, MN

The aim of Lendersa® is to swiftly secure the most advantageous Conventional, USDA, or FHA loans without complications. You can begin with one of three strategies to connect with compatible lenders and uncover suitable loan programs.

Lendersa USDA loan request and results


  • Neider Mortgage
  • 5920 Star Lane, Houston, TX, 77057
  • Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Flagstone Financial
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  • Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though.

  • Clear Lending Corp
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  • Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending

  • Infinity Investment Group, Inc.
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  • Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.

  • Guarantee Loan Service
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  • Southern Federal Credit Union
  • 1414 Enclave Parkway, Suite 250, Houston, TX, 77077
  • Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.

  • GTA Mortgage LLC
  • 13111 Westheimer Road, Suite 210, Houston, TX, 77077
  • GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.

  • Zion Mortgage
  • 13814 Senca Park Drive, Houston, TX, 77077
  • "Zion Mortgage is committed to helping you get their personal and commercial mortgage solutions hassle free. We pride ourselves in our attentive, responsive, and 1-on-1 service.
    *Appraisals are not transferable and appraisal fees are non-refundable For the month of March and April 2020, Zion Mortgage will donate all proceeds to hospitals"

  • Blackstone Mortgage LLC
  • 2418 Richton Street, Houston, TX, 77098
  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied