FHA VS Conventional loan programs in 2025 for Lonsdale, Rice County, Minnesota
In 2025, the conventional loan limit in Lonsdale, located in Rice County, MN, is $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in MN that suits your financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Lonsdale, Rice County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 55046
Explore Conventional and FHA Loan Options in Lonsdale, MN
The goal of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan options quickly and with minimal hassle. Start by choosing one of three options to link with lenders and tailored loan programs.
4005 Nine McFarland Dr, Suite 250, Alpharetta, GA, 30004
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60 South Washington Street, Suite 106, Greencastle, PA, 17225
HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
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The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.