In 2025, the conventional loan limit in Lonsdale, located in Rice County, MN, is $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents to qualify. With our sophisticated mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in MN that suits your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the following zip codes: 55046
The goal of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loan options quickly and with minimal hassle. Start by choosing one of three options to link with lenders and tailored loan programs.
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