FHA VS Conventional loan programs in 2026 for Northfield, Rice County, Minnesota
In the year 2026, the loan limit for Conventional loans in Northfield, within the county of Rice, MN, is established at $726,200. Meanwhile, the FHA limit is $472,030 for a single-family home.
The Lendersa® Conventional loan calculator enables you to compare the current leading rates among Conventional, FHA, and USDA loans. It helps you evaluate needed income, credit, reserves, and documents for qualification. With this advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiming to identify the best option in MN for your financial scenario.
Loan Limits and Down-Payment Requirements for 2026 in Northfield, Rice County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 55057
Discover Conventional and FHA Loan Options in Northfield, MN
Lendersa® aims to efficiently connect you with the best Conventional, USDA, or FHA loans, reducing complexity. Choose one of three pathways to match with suitable lenders and loan programs that fit your needs.
101 East 5th Street, Suite 205, Northfield, MN, 55057
Lends in Minnesota
TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
On August 13, 2007 Reliance Bank opened its doors to the community of Faribault as a State Chartered, FDIC insured, full-service bank. Staffed with nine experienced bank employees, Reliance set off on a mission to become the best community bank. After its first full year of operation, Reliance Bank was given the coveted Faribault Area
16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
Lends in Minnesota
AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.
AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
Lends in Minnesota
Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
In 1909 S.A. Netland opened the State Bank of Rosemount. It was the first locally owned independent bank in the city of Rosemount. Mr. Netland also owned banks in Bixby, Northfield, Carlos and Mendota. In 1909 the Bank had a capital of $10,000, and the total cost of the building, including the vault and fixtures was $4,050.
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota.
In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
