FHA VS Conventional loan programs in 2025 for Faribault, Rice County, Minnesota

In 2025, the loan limits for a conventional loan in Faribault, located within Rice county of MN, stand at $726,200. Meanwhile, the FHA limit for a single-family dwelling in this area is $472,030.

Using the Lendersa® Conventional loan calculator allows you to compare today's best Conventional, FHA, and USDA rates. It helps evaluate the income, credit, reserves, and documentation required to qualify. With our advanced mortgage tools, you can display Conforming Conventional loans side by side with USDA, FHA, and VA options, making it easier to select the most suitable program in MN for your financial circumstances.

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Loan limits and down payment requirements in Faribault, Rice county, MN for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative chart pertains to zip codes: 55021

Explore Conventional and FHA loan paths in Faribault, MN

Lendersa® seeks to provide you with the most favorable Conventional, USDA, or FHA loan swiftly and without burden. Opt for one of three beginnings that facilitate lender and loan program matches.

USDA loan request and results through Lendersa


  • Above & Beyond Mortgage Loans Inc
  • 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
  • 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
  • "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA | FHA Ca
  • Redstone Bank
  • 15765 East Arapahoe Road, Centennial, CO, 80016
  • Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.
  • Alliance Guaranty Mortgage Corp
  • 6105 S Main St, Suite 200, Aurora, CO, 80016
  • Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.
  • Mountain States Lending Inc
  • 7929 South Quemoy Way, Aurora, CO, 80016
  • Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
  • Mortgage First LLC
  • 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Synergy Mortgage Solutions LLC
  • 7186 South Ukraine Street, Aurora, CO, 80016
  • We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
  • Custom Mortgage Solutions LLC
  • 7995 South Coolidge Way, Aurora, CO, 80016
  • Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Tayton Capital LLC
  • 3449 S Nucla Way, Aurora, CO, 80013
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.