FHA VS Conventional loan in Maplewood, Ramsey County, Minnesota

For the year 2026, the conventional loan limit in Maplewood, within the county of Ramsey, MN, is specified as $726,200. Meanwhile, the FHA limit for a single-family home is $515,200.

Make use of the Lendersa® Conventional loan calculator to evaluate current top rates between Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit, reserves, and documents needed for qualification. With the advanced mortgage calculator, you can see a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program within MN for your specific financial requirements.

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Loan Limits and Down Payment Requirements for 2026 in Maplewood, Ramsey, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This table is applicable to these zip codes: 55117, 55119, 55109

Conventional and FHA Loan Options in Maplewood, MN

At Lendersa®, we strive to secure the best possible Conventional, USDA, or FHA loan for you, swiftly and effortlessly. You may choose from three different starting points that connect you with relevant lenders and loan programs.

Results from Lendersa USDA loan request and matching


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  • 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
  • At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.

  • Capital Mortgage
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  • 1st Choice Mortgage Company, LLC
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  • STCU
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  • 107 Beach Road, Suite 101, Vineyard Haven, MA, 02568
  • Martha's Vineyard Mortgage! We specialize in purchases and refinances of all types offering the most competetive rates and stellar service. Island residents and Owners/Brokers Polly K. Bassett and Carol Borselle have each been in the mortgage business on the Vineyard for over 25 years, and have relationships with realtors

  • United 1st Credit Union
  • 162 N Gross Rd, Kingsland, GA, 31548
  • United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • Coastal Mortgage Company
  • 24 Andrews Way, Kingsland, GA, 31548
  • We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.

  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way
    We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.