FHA VS Conventional loan programs in 2025 for Maplewood, Ramsey County, Minnesota

For the year 2025, the conventional loan limit in Maplewood, within the county of Ramsey, MN, is specified as $726,200. Meanwhile, the FHA limit for a single-family home is $515,200.

Make use of the Lendersa® Conventional loan calculator to evaluate current top rates between Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit, reserves, and documents needed for qualification. With the advanced mortgage calculator, you can see a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program within MN for your specific financial requirements.

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Loan Limits and Down Payment Requirements for 2025 in Maplewood, Ramsey, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This table is applicable to these zip codes: 55117, 55119, 55109

Conventional and FHA Loan Options in Maplewood, MN

At Lendersa®, we strive to secure the best possible Conventional, USDA, or FHA loan for you, swiftly and effortlessly. You may choose from three different starting points that connect you with relevant lenders and loan programs.

Results from Lendersa USDA loan request and matching


  • Kiel Mortgage
  • 20425 72nd Ave S, Suite 210, Kent, WA, 98032
  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
  • 1st Security Bank of Washington
  • 6920 220th St SW, Mountlake Terrace, WA, 98043
  • At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
  • BECU
  • 12770 Gateway Drive S, Tukwila, WA, 98168
  • As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
  • Hometown Mortgage Corporation
  • 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Lending Investments, Inc.
  • 120 E George Hopper Rd, Suite 200, Burlington, WA, 98233
  • "Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan. We specialize in the ability to structure each of the private loans"
  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.