FHA VS Conventional loan programs in 2025 for Roseville, Ramsey County, Minnesota

In 2025, the conventional loan limit in Roseville, in the county of Ramsey, MN, is set at $726,200, while the FHA limit for a single-family residence is $515,200.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, offering a comprehensive view to help you select the program in MN that best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Roseville, County of Ramsey, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

The above table is relevant for zip codes: 55113

Explore Conventional and FHA Loan Options in Roseville, MN

Lendersa® aims to deliver the most suitable Conventional, USDA, or FHA loan promptly and without hassle. You can begin with one of three pathways, each leading you to matchmaking with lenders and pertinent loan programs.

Outcomes of Lendersa USDA loan request and lender matching


  • Charter Pacific Lending Corp.
  • 9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
  • Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process
  • Total Quality Lending
  • 7700 Irvine Center Drive, Lake Forest, CA, 92618
  • Total Quality Lending mission is to empower our clients to make smarter decisions in Real Estate through providing the combination of service and education through home financing. We work together as one company, putting clients first, focused on finding better ways to meet their needs, demonstrating ownership through initiative.
  • Sefati Service Inc.
  • 200 Spectrum Center Drive, 3rd Floor, Irvine, CA, 92618
  • Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Joseph Martelli Real Estate Investments Inc.
  • 16391 Scientific, Irvine, CA, 92618
  • JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,
  • Lexington Home Loans
  • 300 Spectrum Center Drive, Suite 170, Irvine, CA, 92618
  • At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities
  • ClearPath Lending
  • 15615 Alton Parkway, Suite 300, Irvine, CA, 92618
  • ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform. We provide an abundance of free tools and information to help home buyers
  • Cal Tech Mortgage
  • 7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
  • Cal Tech Mortgage we are committed to helping you with all your mortgage needs. We are a full service mortgage brokerage that has access to almost every kind. Cal Tech Mortgage is a residential mortgage company located in Orange County, California, specializing in FHA, VA and coventional Mortgages.
  • Adaptive Mortgage Solutions Inc.
  • 32 Eaglecreek, Irvine, CA, 92618
  • "We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."
  • Better Loans Corporation
  • 9070 Irvine Center Drive, Suite 270, Irvine, CA, 92618
  • Better Loans Corporation was established in 1982 from a corporate banking system when underwriting and processing were totally manual. Through the years we’ve seen many banks expand and implode through market contraction and globalization. We’ve learned that adapting to changes takes constant modification to the current market
  • True Path Loans Inc
  • 16520 Bake Parkway, Unit 125, Irvine, CA, 92618
  • True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.
  • Watermark Home Loans
  • 100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
  • "Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve. Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."
  • SmartMoney Realty & Mortgage
  • 16 Technology Drive, Suite 142, Irvine, CA, 92618
  • The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty