FHA VS Conventional loan programs in Roseville, Ramsey County, Minnesota

In 2026, the conventional loan limit in Roseville, in the county of Ramsey, MN, is set at $726,200, while the FHA limit for a single-family residence is $515,200.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans, and ascertain the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, offering a comprehensive view to help you select the program in MN that best suits your financial needs.

Discover loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Roseville, County of Ramsey, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

The above table is relevant for zip codes: 55113

Explore Conventional and FHA Loan Options in Roseville, MN

Lendersa® aims to deliver the most suitable Conventional, USDA, or FHA loan promptly and without hassle. You can begin with one of three pathways, each leading you to matchmaking with lenders and pertinent loan programs.

Outcomes of Lendersa USDA loan request and lender matching


  • Gateway Credit Union
  • 3030 Gateway Loop, Springfield, OR, 97477
  • Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.

  • Fluent Mortgage
  • 1245 Main Street, Springfield, OR, 97477
  • "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.

    Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing

  • AIC Advanced Investment Corp
  • 380 Q Street, Suite 240, Springfield, OR, 97477
  • AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.

  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.

  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Hello and thank you for choosing LENDCO.
    Honesty, Caring, and Competence are our core values.
    Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.

  • Innovation Mortgage Group
  • 12600 Hesperia Road, Suite A, Victorville, CA, 92395
  • Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.

  • 203K Mortgage Lender
  • 17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
  • 203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans

  • Gold Key Home Loans
  • 6637 SVL Box, Victorville, CA, 92395
  • Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.

  • Rivas Mortgage
  • 14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
  • Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.

  • Choice Lending Corp
  • 12640 Hesperia Road, Suite D, Victorville, CA, 92395
  • A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer

  • Blue Chip Lending Services Inc
  • 116 East Ocean Avenue, Lantana, FL, 33462
  • Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.

  • Mortgage Biz of Florida
  • 806 E. Windward Way #015, Lantana, FL, 33462
  • Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.