FHA VS Conventional loan in St.-Paul, Ramsey County, Minnesota
In 2025, the conventional loan limit in St.-Paul located in the county of Ramsey, MN, is $647,200. The FHA limit for a single-family home, however, is set at $448,500.
Use Lendersa®'s Conventional loan calculator to compare today's premier rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you select the best program for your specific financial needs in MN.
2025 Loan Limits and Downpayment Requirements in St.-Paul, Ramsey, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$448,500
3.5%
This table is applicable to the following zip codes: 55114, 55117, 55116, 55119, 55130, 55101, 55155, 55102, 55103, 55106, 55107, 55104, 55105, 55108, 55131, 55133, 55144, 55145, 55146, 55164, 55165, 55170, 55175
Explore Conventional and FHA Loan Options in St.-Paul, MN
The objective of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan swiftly and with ease. Choose one of the three starting options to get matched with relevant lenders and loan programs.
Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.
At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
"At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.
We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
