FHA VS Conventional loan programs in North-St.-Paul, Ramsey County, Minnesota

In 2026, the Conventional loan limit set for North-St.-Paul, located in Ramsey, MN, is $647,200, while the limit for FHA loans on a single-family residence is $448,500.

Leverage the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans. It facilitates determining the necessary income, credit requirements, reserves, and documentation to qualify. This advanced mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA loans side by side to choose the best program for your financial circumstances in MN.

Review loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in North-St.-Paul, County of Ramsey, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This information is applicable to these zip codes: 55109

Available Conventional and FHA Loan Options in North-St.-Paul, MN

Lendersa® is committed to helping you find the optimal Conventional, USDA, or FHA loan quickly and without hassle. You can initiate your journey with one of three beginning points to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Florida Home Funding
  • 390 N Orange Ave #2125, Orlando, FL, 32801
  • Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.

  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.

  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.

  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.

  • Angel Mortgage Services Inc
  • 773 S Kirkman Rd, Suite 114, Orlando, FL, 32811
  • We take pride in providing you with first-rate service and not only appreciate but look forward to the opportunity to assist you with your mortgage needs. Ike Darius the founder and CEO of Angel Mortgage Services. Over the course of 19 years Ike have been involved, in some form or another, the mortgage profession.

  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending

  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624
  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service

  • Clark County Credit Union
  • PO Box 36490, Las Vegas, NV, 89133
  • CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.

  • Home Mortgage Lenders Inc
  • 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
  • Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.