FHA VS Conventional loan programs in 2025 for Milaca, Mille Lacs County, Minnesota

In 2025, the limit for a conventional loan in Milaca within Mille Lacs county, MN, is $726,200. Meanwhile, the FHA loan limit for a single-family home is set at $515,200.

The Lendersa® Conventional loan calculator empowers you to compare today's leading Conventional, FHA, and USDA rates. Evaluate the required income, credit score, reserves, and documentation needed for loan qualification. This advanced mortgage calculator lets you juxtapose Conforming Conventional loans with USDA, FHA, and VA options, assisting in choosing the best program for your financial circumstance in MN.

Browse loan offerings from over 100 different lenders

Loan Limits and Downpayment Requirements for 2025 in Milaca, Mille Lacs, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table is relevant for the following zip codes: 56353

Discover Conventional and FHA Loan Options in Milaca, MN

The mission of Lendersa® is to provide you with the ideal Conventional, USDA, or FHA loan swiftly and easily. Begin by selecting one of three paths leading to compatible lenders and tailored loan programs.

Explore results from USDA loan requests via Lendersa


  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
  • TrueBridge Loans
  • 3262 E. Thousand Oaks Blvd, STE 205 Thousand Oaks, CA 91362, Thousand Oaks, CA, 91362
  • Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
  • Velocity Mortgage Capital
  • 30699 Russell Ranch Rd, Suite 295, Westlake Village, CA, 91362
  • Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment & small commercial property loans. Our innovative mortgage programs, broker marketing resources, & talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs.
  • Payless Loan Source
  • 2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
  • We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
  • Option Funding, Inc.
  • 4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
  • Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program
  • Lending Direct Mortgage Banker
  • 1201 La Granda Drive, Thousand Oaks, CA, 91362
  • Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
  • Pacific Oaks Mortgage
  • 3655 East Thousand Oaks Boulevard, Thousand Oaks, CA, 91362
  • At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Galaxy Mortgage Corporation
  • 30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
  • Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
  • Planatek Financial Inc.
  • 340 North Westlake Boulevard, Suite 240, Westlake Village, CA, 91362
  • Serving all over California, we offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. Once your application has been submitted, shortly thereafter you will be notified on what rate you qualify for.