FHA VS Conventional loan programs in 2026 for St.-Louis-Park, Hennepin County, Minnesota

For 2026, the limit for a conventional loan in St.-Louis-Park, situated in the county of Hennepin, MN, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $448,500.

Utilize the Lendersa® Conventional loan calculator to compare today’s prime rates for Conventional against FHA and USDA loans. Determine the necessary income, creditworthiness, reserves, and documents required to qualify. This sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the ideal program in MN for your financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in St.-Louis-Park, County of Hennepin, MN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

Applicability: This comparison table pertains to zip codes: 55426

Explore Conventional and FHA Loan Options in St.-Louis-Park, MN

The primary objective of Lendersa® is to efficiently furnish you with the best possible Conventional, USDA or FHA loan solution, devoid of any difficulties. Choose from one of the three initial approaches that align you with lenders and suitable loan programs.

Outcomes of Lendersa USDA loan request and lender matches


St.-Louis-Park Lenders

  • Bridgewater Bank
  • 4450 Excelsior Blvd, St. Louis Park, MN, 55416
  • Lends in Minnesota
  • It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.

  • West Metro Schools Credit Union
  • 1001 Highway 7, Room 249, Hopkins, MN, 55305
  • Lends in Minnesota
  • West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.

  • Envision Capital, Inc
  • 10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
  • Lends in Minnesota
  • Envision Capital is the dependable place to go when in need of a home loan.

    Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.

  • Onward Financing LLC
  • 6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
  • Lends in Minnesota
  • Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage

  • Executive Mortgage Brokers, LLC
  • 12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
  • Lends in Minnesota
  • Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.

  • Freedom Mortgage
  • 12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
  • Lends in Minnesota
  • Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.

  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Lends in Minnesota
  • Us Mortgage Inv. offers a best in class Mortgage experience.
    -Competitive pricing
    - Speed to close
    - Best in class VA Loan pricing
    - Integrity
    US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.

  • Luminate Home Loans
  • 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
  • Lends in Minnesota
  • At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.

    We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.

  • Optima Lending LLC
  • 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
  • Lends in Minnesota
  • Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals