FHA VS Conventional loan programs in 2026 for Marshall, Lyon County, Minnesota

In the year 2026, the Conventional loan cap for Marshall, situated in Lyon county of MN, is set at $726,200. For single-family homes, the FHA limit is established at $472,030.

With the Lendersa® Conventional loan calculator, compare the top rates offered today for Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans along with USDA, FHA, and VA options, side by side, to help you decide on the optimal program tailored to your financial needs in MN.

Check loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Marshall, County of Lyon, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for the following zip codes: 56258

Exploring Conventional and FHA Loan Options in Marshall, MN

Lendersa® aims to swiftly and seamlessly provide you with the optimal Conventional, USDA, or FHA loan. Choose one of three starting pathways to connect with compatible lenders and loan programs that meet your needs.

Review results for Lendersa USDA loan requests and matches


Marshall Lenders

  • First Independent Bank
  • 105 South Market Street, Marshall, MN, 56258
  • Lends in Minnesota
  • First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.

  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • Lends in Minnesota
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.

    With 89 years of banking excellence, The Wanda State Bank has experience you can count on.

  • Co-op Credit Union Of Montevideo
  • 2407 E Highway 7, Montevideo, MN, 56265
  • Lends in Minnesota
  • The Co-op Credit Union was organized in 1940 when the co-operative movement was going strong in the rural areas. Nine people who believed in the co-op movement and the impact it had on the financial well-being of people met at the Co-op Grocery Store and the idea of a credit union was born.

  • Americana Community Bank
  • 300 Main Street West, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.

  • SouthPoint Financial Credit Union
  • 920 Main Street East, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.

  • First Security Bank
  • 100 East Main Street, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.

  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • Lends in Minnesota
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie

  • Financial Security Bank
  • 1011 Atlantic Ave, Kerkhoven, MN, 56252
  • Lends in Minnesota
  • When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.