Explore the differences! FHA VS Conventional loan programs in Prior-Lake, Scott County, Minnesota
In 2025, the limit for a Conventional loan in Prior-Lake, within the Scott county of MN, is $647,200, while for an FHA loan, it stands at $448,500 for a single-family home.
Utilize Lendersa® Conventional loan calculator to evaluate the best rates available today among Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in making the best choice for your individual financial needs in MN.
Loan Limits and Down Payment Requirements for 2025 in Prior-Lake, Scott, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The comparison table is applicable to the following zip codes: 55372, 55379
Exploring Conventional and FHA Loan Options in Prior-Lake, MN
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose one of three paths to find the right lenders and loan programs tailored for you.
KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
Best Reward Federal Credit Union (formerly known as Reward One Credit Union) has been open since 1949. The credit union has assets totaling $178.18 Million and provides banking services to more than 12, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
"Our mission is to help our members achieve their financial goals and dreams through:
Personal Connections, Simple Solutions, & Lifetime Relationships.
Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."
Bank of Clarkson is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
Town & Country Bank and Trust Co., headquartered in Bardstown, KY, has been serving the Central Kentucky community for over 100 years. We are a locally owned and operated, full-service, community bank offering exceptional products and services to consumer and business customers. We also offer wealth management services through our Trust division.
Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.
With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.
"JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.
Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."
