FHA VS Conventional loan in Prior-Lake, Scott County, Minnesota
In 2026, the limit for a Conventional loan in Prior-Lake, within the Scott county of MN, is $647,200, while for an FHA loan, it stands at $448,500 for a single-family home.
Utilize Lendersa® Conventional loan calculator to evaluate the best rates available today among Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in making the best choice for your individual financial needs in MN.
Loan Limits and Down Payment Requirements for 2026 in Prior-Lake, Scott, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The comparison table is applicable to the following zip codes: 55372
Exploring Conventional and FHA Loan Options in Prior-Lake, MN
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose one of three paths to find the right lenders and loan programs tailored for you.
14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
Lends in Minnesota
Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
Lends in Minnesota
AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.
AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools
201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
Lends in Minnesota
At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
Lends in Minnesota
We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
Lends in Minnesota
We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
