FHA VS Conventional loan programs in Prior-Lake, Scott County, Minnesota
In 2026, the limit for a Conventional loan in Prior-Lake, within the Scott county of MN, is $647,200, while for an FHA loan, it stands at $448,500 for a single-family home.
Utilize Lendersa® Conventional loan calculator to evaluate the best rates available today among Conventional, FHA, and USDA loans. Discover the necessary income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in making the best choice for your individual financial needs in MN.
Loan Limits and Down Payment Requirements for 2026 in Prior-Lake, Scott, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$448,500
3.5%
The comparison table is applicable to the following zip codes: 55372
Exploring Conventional and FHA Loan Options in Prior-Lake, MN
Lendersa® strives to secure the best possible Conventional, USDA, or FHA loans swiftly and with ease. Choose one of three paths to find the right lenders and loan programs tailored for you.
The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
At Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
NJ Community Federal Credit Union has been serving its members since it was founded in 1954 for Government workers who worked in Camden, New Jersey. We now serve over 2, 800 members. Our membership includes members from various towns and cities. We are governed by a member-elected Board of Directors.
Almost Home Mortgage LLC was established in 2014 but is certainly not new to this industry. Almost Home Mortgage was created by blending two highly established lending and service entities to create a knowledge and service based Mortgage Company.At Almost Home Mortgage, we operate under the guiding principle do the right thing for your client.
110 MARTER AVENUE SUITE 103, Moorestown, NJ, 08057
Oak Leaf Financial is a direct private lender specializing in commercial and bridge loans to businesses and individuals in need of short-term financing with fast approval. Since 2002, we have been providing hard money loans ranging from $50K to $2M (click here to see some of our recent success stories). At Oak Leaf Financial we understand that ever
