FHA VS Conventional loan programs in 2026 for Burnsville, Dakota County, Minnesota

As of 2026, the loan limit for conventional mortgages in Burnsville, situated in the county of Dakota, MN, is $726,200. Meanwhile, the FHA limit for a single-family residence is set at $515,200.

The Lendersa® Conventional loan calculator is a comprehensive tool for comparing today's best rates among Conventional, FHA, and USDA loans. It aids in identifying the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator prominently displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the program in MN that best matches your financial circumstances.

Explore loan offers from over 100 lenders.

Loan limits and down payment requirements in Burnsville, Dakota, MN For 2026

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

This table is valid for these zip codes: 55306

Explore Conventional and FHA Loan Options in Burnsville, MN

Lendersa® endeavors to provide you with exceptional Conventional, USDA, or FHA loans promptly and without complexity. Choose from three initiation points that connect you with suitable lenders and loan programs.

Results of Lendersa USDA loan request and matching methods


Burnsville Lenders

  • Mortgages By Noone, LLC
  • 2508 Dana Drive, Burnsville, MN, 55337
  • Lends in Minnesota
  • Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools

  • Minnesota Financial Solutions, LLC
  • 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
  • Lends in Minnesota
  • At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.

  • NorthMarq
  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
  • Lends in Minnesota
  • We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.

  • Toro Credit Union
  • 8111 Lyndale Avenue South, Bloomington, MN, 55420
  • Lends in Minnesota
  • Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.

  • Superior Financing, Inc.
  • 8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
  • Lends in Minnesota
  • Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • Lends in Minnesota
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc

  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • Lends in Minnesota
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.

  • SharePoint Credit Union
  • 5300 Hyland Greens Drive, Bloomington, MN, 55437
  • Lends in Minnesota
  • SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence.
    SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.

  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Lends in Minnesota
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.