FHA VS Conventional loan in Savage, Scott County, Minnesota

As of 2026, the conventional loan ceiling in Savage, located in the county of Scott, MN, stands at $726,200, and the FHA cap is $515,200 for single-family properties.

Lendersa® offers a Conventional loan calculator that helps you compare today's Conventional, FHA, and USDA rates. Determine the income, credit score, reserves, and paperwork required to qualify. See FHA, VA, USDA, and Conforming Conventional loans side by side, aiding your decision on the best program for your financial scenario in MN.

Explore loan offers from 100 different lenders

Loan limits and down payment requirements for 2026 in Savage, county of Scott, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

These limits apply to the following zip codes: 55378

Explore Conventional and FHA loan options in Savage, MN

At Lendersa®, we strive to provide you with the best Conventional, USDA, or FHA loan options quickly and effortlessly. Choose from these three pathways to connect with lenders and loan programs that fit your needs.

Lendersa USDA loan request and matching results


Savage Lenders

  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • Lends in Minnesota
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.

  • SharePoint Credit Union
  • 5300 Hyland Greens Drive, Bloomington, MN, 55437
  • Lends in Minnesota
  • SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence.
    SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.

  • Mortgages By Noone, LLC
  • 2508 Dana Drive, Burnsville, MN, 55337
  • Lends in Minnesota
  • Mortgages By Noone is committed to helping you find the right mortgage products for your needs including: FHA, VA and USDA. I understand that every borrower is different. I offer a variety of products to meet your individual requirements. I will make the process of securing a mortgage simple & straightforward by offering the latest financial tools

  • Minnesota Financial Solutions, LLC
  • 201 W. Burnsville Pkwy, Suite 110, Burnsville, MN, 55337
  • Lends in Minnesota
  • At Minnesota Financial Solutions, LLC our mission is to provide practical and affordable financial solutions to the Minnesota family and small business owner. We start by assessing your individual financial situation and apply areas of tax, investment, and debt to a strategy that makes sense for all the disciplines involved.

  • NorthMarq
  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
  • Lends in Minnesota
  • We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.

  • Voyageur Financial Inc
  • 14093 Commerce Avenue NE, Suite 100, Prior Lake, MN, 55372
  • Lends in Minnesota
  • Voyageur Financial, Inc. is a family owned mortgage company located in Prior Lake. For over 30 years we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

  • Toro Credit Union
  • 8111 Lyndale Avenue South, Bloomington, MN, 55420
  • Lends in Minnesota
  • Toro Federal Employees Credit Union offers comprehensive financial services to Toro employees who live in the United States, as well as their immediate family members. Immediate family members include: spouses, children, stepchildren, parents, grandparents, grandchildren, brothers and sisters.

  • Thistle Financial LLC
  • 11328 Bluestem Lane, Eden Prairie, MN, 55347
  • Lends in Minnesota
  • Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.

  • Superior Financing, Inc.
  • 8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
  • Lends in Minnesota
  • Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.