FHA VS Conventional loan in Shakopee, Scott County, Minnesota
In 2026, for a single-family home, the conventional loan limit in Shakopee, located in the county of Scott, MN, is $726,200. At the same time, the FHA limit is $515,200.
Utilize Lendersa® Conventional loan calculator to differentiate today's best rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision for the optimal program in MN for your financial situation.
2026 Loan Limits and Down Payment Requirements in Shakopee, County of Scott, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
This comparison table is applicable to the following zip codes: 55379
Conventional and FHA Loan Options in Shakopee, MN
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you swiftly and without complication. Choose one of the three starting points for lender matches and loan programs that best fit your needs.
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