FHA VS Conventional loan programs in 2026 for Shakopee, Scott County, Minnesota
In 2026, for a single-family home, the conventional loan limit in Shakopee, located in the county of Scott, MN, is $726,200. At the same time, the FHA limit is $515,200.
Utilize Lendersa® Conventional loan calculator to differentiate today's best rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision for the optimal program in MN for your financial situation.
2026 Loan Limits and Down Payment Requirements in Shakopee, County of Scott, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
This comparison table is applicable to the following zip codes: 55379
Conventional and FHA Loan Options in Shakopee, MN
Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you swiftly and without complication. Choose one of the three starting points for lender matches and loan programs that best fit your needs.
Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
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Lends in Minnesota
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Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
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SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
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MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
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At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
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We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
