FHA VS Conventional loan programs in 2026 for Jackson, Jackson County, Minnesota

In 2026, the upper limit for conventional loans in Jackson, located in the county of Jackson, MN, is $726,200. For FHA loans for a single-family residence, the limit is $472,030.

The Lendersa® Conventional loan calculator is designed to assist you in comparing today's best rates across Conventional, FHA, and USDA loans, helping determine the income, credit, reserves, and required documents for eligibility. By using our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans to decide which is ideal for your financial needs in MN.

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Loan limits and down payment requirements for 2026 in Jackson, Jackson, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table comparison is relevant to zip codes: 56143

Available Conventional and FHA loan choices in Jackson, MN

The primary goal of Lendersa® is to ensure you receive the best Conventional, USDA, or FHA loan quickly and without complications. You can begin with one of three pathways, each leading to finding matching lenders and loan programs.

Results from Lendersa's USDA loan matching


Jackson Lenders

  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • Lends in Minnesota
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family

  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • Lends in Minnesota
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie

  • The First National Bank at St. James
  • 202 1st Avenue South st., Saint James, MN, 56081
  • Lends in Minnesota
  • First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.

  • FIRST STATE BANK SOUTHWEST
  • 1433 Oxford Street, Worthington, MN, 56187
  • Lends in Minnesota
  • At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers.

    The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.