FHA VS Conventional loan in Jackson, Jackson County, Minnesota

In 2026, the upper limit for conventional loans in Jackson, located in the county of Jackson, MN, is $726,200. For FHA loans for a single-family residence, the limit is $472,030.

The Lendersa® Conventional loan calculator is designed to assist you in comparing today's best rates across Conventional, FHA, and USDA loans, helping determine the income, credit, reserves, and required documents for eligibility. By using our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans to decide which is ideal for your financial needs in MN.

Discover loan offers from a variety of 100 lenders

Loan limits and down payment requirements for 2026 in Jackson, Jackson, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table comparison is relevant to zip codes: 56143

Available Conventional and FHA loan choices in Jackson, MN

The primary goal of Lendersa® is to ensure you receive the best Conventional, USDA, or FHA loan quickly and without complications. You can begin with one of three pathways, each leading to finding matching lenders and loan programs.

Results from Lendersa's USDA loan matching


  • Home Access Financial, LLC
  • 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602
  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally

  • First Option Mortgage, LLC
  • 3309 W. Bay To Bay Blvd, Tampa, FL, 33629
  • We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.

  • Titan Home Lending, LLC
  • 4302 Henderson Blvd. Suite 114, Tampa, FL, 33629
  • Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own

  • HECM Senior Home Financing
  • 5730 Old Cheney Highway, Orlando, FL, 32807
  • Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home

  • F&B Financial Group
  • 5323 Millenia Lakes Blvd., Suite 300, Orlando, FL, 32839
  • F&B Financial Group is a residential mortgage banking firm headquartered in St. Louis, MO with offices in Orlando, FL. F&B Financial Group was created in response to increased customer demand for a knowledgeable and trusted mortgage firm.our professionals are skilled in providing products and services tailored to your specific needs and desires.

  • First Union Lending
  • 4900 Millenia Blvd, Orlando, FL, 32839
  • At First Union Lending, we have a mission that revolves around more than just making money for our investors. Our investors know and are happy knowing that they come second to the small business owner.

    We have an unwavering belief that small and medium-sized businesses deserve the right to access the capital they need to succeed.

  • Fidelity Home Group
  • 4700 Millenia Blvd. Suite 175, Orlando, FL, 32839
  • Fidelity Home Group, we recognize that buying a home is one of the most important and fulfilling investments an individual or family will make in their lifetimes. We deliver a concierge approach to every one of our clients that will provide as much, or as little, hands on guidance as they need to guide them through the process of home ownership.

  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.

  • BD Mortgage Group
  • 9800 4th Street North, Suite 200, Saint Petersburg, FL, 33702
  • BD Mortgage Group is an outstanding mortgage brokerage company serving the lending needs of individual home buyers and first-time home buyers. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently,