Explore the differences! FHA VS Conventional loan programs in Wadena, Wadena County, Minnesota

In 2026, the loan limit for Conventional loans in Wadena, within Wadena County, MN, is $726,200. The FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates of today among Conventional, FHA, and USDA loans. Determine income requirements, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help identify the best program for your financial needs in MN.

Review loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2026 in Wadena, Wadena County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 56482

Explore Conventional and FHA Loan Options in Wadena, MN

Lendersa® seeks to make connecting with the best Conventional, USDA, or FHA loan options quick and hassle-free. Begin by choosing one of three pathways to match with lenders and programs that suit your needs.

Lendersa USDA loan request and matching results


  • Affiliated Funding
  • 211 W Palms Ave, Burbank, CA, 91502
  • Affiliated Funding utilizes a proprietary real property financing collaboration system. Some components & functionality of this platform are protected by U.S. Patent 7, 769, 681 U.S. Patent 8, 117, 120, and U.S. Patent 8, 145, 563. By implementing this platform, Affiliated Funding has not only been able to streamline the real estate transaction pro

  • The Loan Guys Corporation
  • 113 W Linden Court, Burbank, CA, 91502
  • The Loan Guys is a mortgage company dedicated to providing people the benefit of getting the property of your dreams and save money on your mortgage. We will help you explore the best terms and conditions for your mortgage loan, supporting and advising you on your way. At The Loan Guys, you will simply learn about what it takes to get a mortgage.

  • Metric Mortgage Corp
  • 303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
  • Metric Mortgage Corp is licensed by the California Bureau of Real Estate and Metric Mortgage is focused on helping the customer with their home finance needs. We employ in house processing to make sure your transaction closes on time, and maintain strict protocols for customer information security. The customer is our #1 Priority.

  • lendingBridge, Inc.
  • 221 W Alameda Ave, Suite 204, Burbank, CA, 91502
  • lendingBridge™ exercises the progressive mentality of putting people before profit. The consumer experience and net outcome are what drives us every day. With this type of philosophy, we have found that it makes it easy for us to create a unified work objective and get everyone behind it

  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.

    OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app

  • Private Cash Funding.com
  • 360 East 1st St. #359, Tustin, CA, 92780
  • Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f

  • Residence First Mortgage
  • 2522 Chambers Rd, Suite V207, Tustin, CA, 92780
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Professional Mortgage
  • 17291 Irvine Blvd, Suite 262, Tustin, CA, 92780
  • Professional Mortgage was established in 1995 and incorporated in the state of California 1998. Since our early days we have always sought to use our knowledge and experience and combine it with the latest technology in order to close loans quickly and efficiently. Professional Mortgage doesn't have the high overhead of the big banks and lenders.

  • Private Cash Funding
  • 360 E. 1st St, Suite 359, Tustin, CA, 92780
  • Private Cash Funding is a California based Loan Broker that provides Investors and Borrowers the opportunity to obtain Private Loans for all types of Real Estate. We are a Nationwide Loan Broker specializing in unconventional property types, but also unconventional scenarios and unique situations.

  • Express Capital - Mortgage Company
  • 2552 Walnut Ave, Suite 220, Tustin, CA, 92780
  • Our goal is to help every one of our clients obtain the perfect loan for their own unique situation. We do so with honesty and integrity and pride ourselves on always going the extra mile for our clients. We strive to educate our clients, while taking them through the loan process with complete transparency at every step of the way

  • The Mortgage Processors
  • 511 E 1st St, Suite F, Tustin, CA, 92780
  • Our mission Is to serve the needs of the originators and their borrowers. We do not exist without the volume originated by our Loan Officer clients. We never forget this and our job always stays focused on how we can make your job easier and help you look great. We seek no credit for what we do.