FHA VS Conventional loan programs in Park-Rapids, Hubbard County, Minnesota
In 2026, the Conventional loan limit for Park-Rapids in the county of Hubbard, MN, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Make the most of the Lendersa® Conventional loan calculator to compare today's rates across Conventional, USDA, and FHA loans. Determine necessary income, credit status, reserves, and documentation for qualification. Our advanced mortgage calculator presents these offers side-by-side, helping you select the best program in MN for your financial situation.
2026 Loan Limits and Down Payment Requirements in Park-Rapids, Hubbard, MN
Loan Type
Loan Ceiling
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable for the following zip codes: 56470
Discover Loan Options: Conventional and FHA in Park-Rapids, MN
The goal at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans quickly, with minimum hassle. Choose one of three pathways that connect you with matching lenders and loan selections.
On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street.
On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
Midwest Minnesota Community Development Corporation
119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
Lends in Minnesota
MMCDC is a leading private nonprofit company providing commercial and home mortgage lending, as well as housing, business and community development services throughout Minnesota and the Midwest. We are also the parent company of a reservation-based bank and a reservation-focused community development company.
1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
Lends in Minnesota
Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals
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