FHA VS Conventional loan programs in Park-Rapids, Hubbard County, Minnesota

In 2026, the Conventional loan limit for Park-Rapids in the county of Hubbard, MN, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Make the most of the Lendersa® Conventional loan calculator to compare today's rates across Conventional, USDA, and FHA loans. Determine necessary income, credit status, reserves, and documentation for qualification. Our advanced mortgage calculator presents these offers side-by-side, helping you select the best program in MN for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Park-Rapids, Hubbard, MN

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable for the following zip codes: 56470

Discover Loan Options: Conventional and FHA in Park-Rapids, MN

The goal at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans quickly, with minimum hassle. Choose one of three pathways that connect you with matching lenders and loan selections.

Lendersa USDA loan request and matching results


  • Azalea Coast Mortgage
  • 7741 Market Street, Suite E, Wilmington, NC, 28411
  • At Azalea Coast Mortgage. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates and fees available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically

  • Port City Mortgage
  • 8024 Market St, Wilmington, NC, 28411
  • Port City Mortgage (PCM) was founded on the premise that all customers want and deserve an honest, “no pressure” experience when shopping for a mortgage. PCM does just that for our customers. We disclose in writing all fees and costs associated with the interest rate we quote you, and why the rates we offer are lower than our competitors.

  • All City Mortgage, LLC
  • 7225 North East 149th, Place Kenmore, WA, 98028
  • Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.

  • 1st Mortgage Services
  • 714 Lakeway Dr, Bellingham, WA, 98229
  • The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Precision Mortgage, Inc
  • 7109 114th Avenue Southeast, Newcastle, WA, 98056
  • At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.

  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.

  • Millenia Mortgage
  • 3100 Freedom Way, Hubert, NC, 28539
  • Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.

  • Alpha Mortgage Advantage LLC
  • 6329 Oleander Drive, Wilmington, NC, 28403
  • Alpha Mortgage Corporation has been serving our local communities since 1983, and our unwavering support continues to this day. With a team of experts by your side throughout the entire loan process, you can rest at ease knowing that you are getting the best most attentive service available.

  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Suite 101, Wilmington, NC, 28403
  • "Alpha Mortgage Corporation is a full service mortgage banker with in-house processing, underwriting, closing and funding of your home.

    Formed in 1983, Alpha Mortgage has attained its growth and success through the introduction of a continuing series of innovative programs and services that have become standards in the mortgage lending industr