FHA VS Conventional loan programs in 2026 for Woodbury, Washington County, Minnesota

In 2026, the conventional loan cap for a single-family residence in Woodbury, located within Washington county, MN, is set at $726,200, whereas the FHA loan ceiling is $515,200.

Utilize the Lendersa® Conventional loan calculator to compare today's best Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and paperwork required for qualification. Our cutting-edge mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the most appropriate program in MN for your financial needs.

Explore loan options from 100 lenders

2026 Loan Limits and Down Payment Requirements in Woodbury, Washington County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison table is applicable to zip codes: 55129

Conventional and FHA Loan Options in Woodbury, MN

Lendersa® aims to provide you with optimal Conventional, USDA, or FHA loans quickly and efficiently. Begin by choosing one of three strategies to connect with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • Front Porch Mortgage LLC
  • 916 Sterling Creek Circle, Katy, TX, 77450
  • Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.

  • Range Mortgage LLC
  • 22503 Katy Freeway, Katy, TX, 77450
  • Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
    Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.

  • National Bank & Trust
  • 145 West Colorado, La Grange, TX, 78945
  • Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception.

    National Bank & Trust is a full-service Bank with friendly people who take the time to listen

  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Quick Lending, LLC
  • 7715 Park Pl Blvd, Houston, TX, 77087
  • We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.

  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in

  • Ladiya LLC
  • 24839 Crystal Leaf Lane, Katy, TX, 77494
  • We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.

  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494

  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.

  • Bank of Hazlehurst
  • 22 South Tallahassee Street, Hazlehurst, GA, 31539
  • At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.

    They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street