FHA VS Conventional loan in Woodbury, Washington County, Minnesota

In 2026, the conventional loan cap for a single-family residence in Woodbury, located within Washington county, MN, is set at $726,200, whereas the FHA loan ceiling is $515,200.

Utilize the Lendersa® Conventional loan calculator to compare today's best Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and paperwork required for qualification. Our cutting-edge mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the most appropriate program in MN for your financial needs.

Explore loan options from 100 lenders

2026 Loan Limits and Down Payment Requirements in Woodbury, Washington County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison table is applicable to zip codes: 55129, 55125

Conventional and FHA Loan Options in Woodbury, MN

Lendersa® aims to provide you with optimal Conventional, USDA, or FHA loans quickly and efficiently. Begin by choosing one of three strategies to connect with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • Conquest Funds
  • 859 Willard Street, Suite 503, Quincy, MA, 02169
  • Conquest Funds is an asset-based private money lender in the Boston, Dallas, Austin and San Antonio areas.Founded in 2010, Conquest specializes in hard money loans for real estate investors, builders and developers providing unparalleled real estate financing through bridge loans, fix & flip loans, construction and acquisition loans.

  • MBA Mortgage Corporation
  • 2 Adams Place, Suite 410, Quincy, MA, 02169
  • Our success comes from the amazing colleagues, clients & communities.We’re grateful to have talented professionals across our organization,who provide knowledgeable service to our amazing clients.MBA Mortgage team continues to inspire action with our ongoing support of veteran causes.From fundraising to community engagement, our passion for service

  • Grand Coast Capital Group
  • 1515 Hancock Street Suite 404, Quincy, MA, 02169
  • Grand Coast Capital Group is a real estate private lending and investment firm based in Boston, MA, with over 40 years of combined real estate investment and development experience. Established in 2013, the firm has developed an institutional-quality platform with a reputation as the preferred private lender for seasoned real estate investors, ope

  • The Grossman Companies, Inc.
  • 859 WILLARD STREET SUITE 501, Quincy, MA, 02169
  • First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors

  • Liberty Bay Credit Union
  • 300 Granite Street, Braintree, MA, 02184
  • Liberty Bay Credit Union is a cooperative, non-profit financial institution that offers a full range of financial services to our individuals and business members. And because we are member-owned, instead of paying dividends to outside stockholders, we return our profits to our members in the form of higher rates on deposits and lower rates on loan

  • Harbor Mortgage Solutions
  • 100 Grandview Road, Suite 105, Braintree, MA, 02184
  • Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose.

  • Dovetail Mortgage LLC
  • 10 Forbes Rd, Suite 290E, Braintree, MA, 02184
  • We started Dovetail Mortgage™ to tackle the elephant in the mortgage process room. Applying for a loan all the way through the closing table should not be daunting. It should be seamless, and simple. In short, it should be harmonious. We have a combined 50-year experience as brokers and lenders.