As of 2026, the conventional loan limit for a single-family home in South-St.-Paul, located in Dakota, MN, is $647,200. In contrast, the FHA limit for the same is $448,500.
Use the Lendersa® Conventional loan calculator to evaluate the optimum rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, view and compare Conforming Conventional loans side by side with USDA, FHA, and VA to decide which program in MN best suits your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $322,000 | 0% |
| FHA | $448,500 | 3.5% |
This comparison table is relevant for zip codes: 55075
The objective of Lendersa® is to swiftly provide you with the best suitable Conventional, USDA, or FHA loan options with ease. Pick one of the three initial paths, each leading to suitable lenders and specific loan programs tailored to your needs.
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