Explore the differences! FHA VS Conventional loan programs in Carl-Junction, Jasper County, Missouri

For 2026, the Conventional loan limit in Carl-Junction, within the county of Jasper, MO, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's rates for Conventional, FHA, and USDA loans. It helps identify the income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA, aiding in the decision of which program in MO aligns best with your financial needs.

Explore loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Carl-Junction, County of Jasper, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the zip codes: 64834

Available Conventional and FHA Loan Options in Carl-Junction, MO

The aim of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you. Start with one of three avenues that connect you to suitable lenders and loan arrangements.

Results from Lendersa USDA loan requests and matches


Carl-Junction Lenders

  • Legacy Credit Union
  • 3929 East 7th Street, Suite A, Joplin, MO, 64801
  • Lends in Missouri
  • We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union

  • Southwest Missouri Bank
  • 202 W High, Alba, MO, 64830
  • Lends in Missouri
  • We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.

  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Lends in Missouri
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Lends in Missouri
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.

  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • Lends in Missouri
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Lends in Missouri
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.