FHA VS Conventional loan in Lamar, Barton County, Missouri

As of 2025, the conventional loan ceiling for a single-family home in Lamar, within the jurisdiction of Barton county, MO, stands at $726,200. In the same area, the FHA loan cap for the same home type is $472,030.

To evaluate the current best rates between Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. It helps you assess the required income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program for your specific financial situation in MO.

Compare loan offers available at 100 different lenders

2025 loan limitations and down payment necessities in Lamar, the county of Barton, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this comparisons also applies to zip codes: 64759

Possible loan options: Conventional and FHA in Lamar, MO

The aim of Lendersa® is providing the most suitable Conventional, USDA, or FHA loan promptly and effortlessly. Select from one of the three starting points for matching lenders and loan programs that suit you best.

Results for Lendersa USDA loan requests and matching


  • Meade County Bank
  • 2175 Bypass Road, Brandenburg, KY, 40108
  • Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • KCT Credit Union
  • 111 South Hawthorne Street, Elgin, IL, 60123
  • Chartered in 1937, KCT Credit Union was formed through the tireless efforts of Miss Martha Black, a teacher in the then Elgin Public Schools District, and Mr. E. Earl McCoy, then Kane County Superintendent of Schools. Since that day we have been dedicated to living the credit union philosophy of people helping people.
  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!
  • Red River Bank
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  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever. The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive
  • Magnolia State Mortgage, LLC
  • 1412 B Peterman Dr, Alexandria, LA, 71301
  • At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.
  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.