Explore the differences! FHA VS Conventional loan programs in Lamar, Barton County, Missouri
As of 2026, the conventional loan ceiling for a single-family home in Lamar, within the jurisdiction of Barton county, MO, stands at $726,200. In the same area, the FHA loan cap for the same home type is $472,030.
To evaluate the current best rates between Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. It helps you assess the required income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program for your specific financial situation in MO.
2026 loan limitations and down payment necessities in Lamar, the county of Barton, MO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The information in this comparisons also applies to zip codes: 64759
Possible loan options: Conventional and FHA in Lamar, MO
The aim of Lendersa® is providing the most suitable Conventional, USDA, or FHA loan promptly and effortlessly. Select from one of the three starting points for matching lenders and loan programs that suit you best.
Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
