Explore the differences! FHA VS Conventional loan programs in Joplin, Jasper County, Missouri

In 2026, the conventional loan cap in Joplin, Jasper County, MO, is $726,200, whereas the FHA cap for a single-family residence is $472,030.

Employ the Lendersa® Conventional loan calculator to evaluate today's most competitive rates among Conventional, FHA, and USDA loans. Determine the income, credit standing, reserves, and documentation necessary for qualification. This advanced tool provides a side-by-side comparison, allowing you to see Conforming Conventional loans along with USDA, FHA, and VA to choose the best program for you in MO.

Explore loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Joplin, Jasper County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is applicable to zip codes: 64804

Available Conventional and FHA Loan Options in Joplin, MO

Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you, free from hassle. Pick one of three paths to find appropriate lenders and loan options.

Matching results for Lendersa USDA loan requests


Joplin Lenders

  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Lends in Missouri
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Lends in Missouri
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.

  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • Lends in Missouri
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Legacy Credit Union
  • 3929 East 7th Street, Suite A, Joplin, MO, 64801
  • Lends in Missouri
  • We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union

  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Lends in Missouri
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.

  • Southwest Missouri Bank
  • 202 W High, Alba, MO, 64830
  • Lends in Missouri
  • We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.