FHA VS Conventional loan programs in 2026 for Carthage, Jasper County, Missouri
In 2026, the conventional loan limit for a single-family home in Carthage, situated in Jasper county, MO, is $726,200. Meanwhile, the FHA limit in this location is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide the best program for your financial situation in MO.
2026 Loan Limits and Down Payment Requirements in Carthage, Jasper, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 64836
Explore Conventional and FHA Loan Options in Carthage, MO
Lendersa® seeks to secure the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of the three starting paths below to find matching lenders and programs.
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
