FHA VS Conventional loan programs in El-Dorado-Springs, Cedar County, Missouri
For 2026, the Conventional loan limit in El-Dorado-Springs, located in Cedar county, MO, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the optimal program for your financial situation in MO.
2026 Loan Limits and Down Payment Requirements in El-Dorado-Springs, Cedar County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for zip codes: 64744
Conventional and FHA Loan Options in El-Dorado-Springs, MO
Lendersa® aims to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to find lenders and loan programs that match.
Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.
We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.
AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
