FHA VS Conventional loan in High-Ridge, Jefferson County, Missouri
As of 2025, the conventional loan limit in the city of High-Ridge, within the county of Jefferson, MO, is set at $647,200. In comparison, the FHA limit for a single-family residence is established at $420,680.
With the Lendersa® Conventional loan calculator, compare the latest Conventional, FHA, and USDA rates. Determine your eligibility by examining your income, credit score, reserves, and necessary documents. Our comprehensive mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the ideal program in MO for your financial needs.
2025 loan limits and down payment requirements in High-Ridge, part of Jefferson, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: The comparison table is relevant for these zip codes: 63049
Available Conventional and FHA loan choices in High-Ridge, MO
Lendersa® is committed to swiftly securing optimal Conventional, USDA, or FHA loans without complications. Choose from three options that lead to tailored lender matches and suitable loan programs.
Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.
A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!
We have the experience to identify.
Finance1 provides professional mortgage service, helping you find accurate answers to important questions regarding mortgage rates, refinancing, savings, and smart investment options. We protect your best interest, so whether it be refinancing a current mortgage or purchasing a new home, we have you covered through a quick and informative process.
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The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
