FHA VS Conventional loan programs in Wildwood, St. Louis County, Missouri
As it stands in 2025, the limit for a Conventional loan in Wildwood, within the county of St. Louis, MO, is $726,200. On the other hand, the FHA limit for a single-family home remains $472,030.
To explore today's best rates for Conventional vs. FHA vs. USDA loans, make use of the Lendersa® Conventional loan calculator. You can assess the necessary income, credit, reserves, and required documents to qualify. This advanced mortgage calculator lets you place side by side Conforming Conventional, USDA, FHA, and VA options, aiding in choosing which program in MO suits your financial needs best.
Loan limits and downpayment requirements for 2025 in Wildwood, St. Louis county, MO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
The table above applies to zip codes: 63025, 63021, 63011, 63040, 63038, 63069, 63005
Overview of Conventional and FHA loan options in Wildwood, MO
The goal of Lendersa® is to swiftly provide you with the best options for Conventional, USDA, or FHA loans, without complications. Choose from three pathways to find matching lenders and suitable loan programs.
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