FHA VS Conventional loan programs in 2026 for Farmington, St. Francois County, Missouri
As of 2026, the Conventional loan limit in Farmington, located in the county of St. Francois, MO, is set at $726,200. Meanwhile, for a single-family residence, the FHA limit is $472,030.
Take advantage of the Lendersa® calculator for Conventional loans to analyze today's top rates for Conventional, FHA, and USDA options, and understand the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to compare side by side the offerings of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the ideal program in MO suitable for your specific financial circumstances.
Loan limits and downpayment necessities for 2026 in Farmington, within the county of St. Francois, MO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison chart applies to the following zip codes: 63640
Exploring Conventional and FHA loan possibilities in Farmington, MO
Lendersa® aims to provide you with the most advantageous Conventional, USDA, or FHA loan options quickly and conveniently. Choose from three starting paths, each designed to connect you with compatible lenders and loan programs that meet your needs.
Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
Lends in Missouri
MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
1108 North Truman Boulevard, Crystal City, MO, 63019
Lends in Missouri
Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company. We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
