FHA VS Conventional loan programs in 2026 for Bonne-Terre, St. Francois County, Missouri
The loan limits for 2026 in Bonne-Terre, located in the county of St. Francois, MO are as follows: the Conventional loan limit is $647,200, and for a single-family home under FHA, it is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate the current top rates for Conventional, FHA, and USDA loans. It helps you understand the income, credit score, reserves, and documents necessary for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loan options, enabling you to choose the most advantageous program for your situation in MO.
Loan limits and down payment requirements in Bonne-Terre, St. Francois, MO for 2026
Loan Type
Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison is relevant for zip codes: 63628
Options for Conventional and FHA loans in Bonne-Terre, MO
Lendersa® is focused on securing the best Conventional, USDA, or FHA loan for you swiftly and with ease. Choose from three different starting points to be matched with suitable lenders and loan plans.
Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
Lends in Missouri
MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.
1108 North Truman Boulevard, Crystal City, MO, 63019
Lends in Missouri
Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company. We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
