Explore the differences! FHA VS Conventional loan programs in Bonne-Terre, St. Francois County, Missouri

The loan limits for 2026 in Bonne-Terre, located in the county of St. Francois, MO are as follows: the Conventional loan limit is $647,200, and for a single-family home under FHA, it is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the current top rates for Conventional, FHA, and USDA loans. It helps you understand the income, credit score, reserves, and documents necessary for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loan options, enabling you to choose the most advantageous program for your situation in MO.

See loan offers from 100 different lenders

Loan limits and down payment requirements in Bonne-Terre, St. Francois, MO for 2026

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is relevant for zip codes: 63628

Options for Conventional and FHA loans in Bonne-Terre, MO

Lendersa® is focused on securing the best Conventional, USDA, or FHA loan for you swiftly and with ease. Choose from three different starting points to be matched with suitable lenders and loan plans.

Outcomes of Lendersa's USDA loan request and matching process


  • Omega Funding
  • PO Box 200862, Denver, CO, 80220
  • Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business
    Over the 15 ye

  • Community Mortgage Partners LLC
  • 7431 Park Meadows Drive, Lone Tree, CO, 80124
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • Mountain View Lending Specialists LLC
  • 10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
  • Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.

  • Graham Financial
  • 9233 Park Meadows Drive, Suite 400, Lone Tree, CO, 80124
  • We have access to programs most banks cannot access with access to wholesale financing. Less cost and lower rates, gives homeowners access to more affordability. We can perform financing for those that are behind on their mortgage that need to catch up, all the way to the most qualified individuals

  • A Better Choice Mortgage
  • 10375 Park Meadows Drive, Suite 500, Lone Tree, CO, 80124
  • In 2001, A Better Choice Mortgage was established to provide Colorado homeowners a less expensive alternative for home financing needs. Shocked at the massive commissions and price gouging that was rampant in the industry, we knew a lower cost and fair alternative was essential. Since our inception,

  • Premier Home Loans
  • 8600 Park Meadows Dr, Suite 300A, Lone Tree, CO, 80124
  • Premier Home Loans are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • SCL Mortgage
  • 10375 Park Meadows Drive, Suite 120, Lone Tree, CO, 80124
  • SCL Mortgage has loan programs available for most everyone. We specialize in assisting people with unusual financing needs as well as those with great credit. We are truly a one-stop-shop for your all your residential mortgage and also We take great pride in our team and have the unique expertise and caring attitude to help you get your loan .

  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind.
    We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem

  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.