Explore the differences! FHA VS Conventional loan programs in Park-Hills, St. Francois County, Missouri

In 2026, the limit for a Conventional loan in the city of Park-Hills, located in the county of St. Francois, MO, is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator allows you to compare today's rates for Conventional, FHA, and USDA loans and determine the necessary income, credit, reserves, and documents to qualify. With our advanced calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in determining which program in MO best fits your financial situation.

Evaluate loan offers from 100 distinct lenders

Loan limits and down payment requirements for 2026 in Park-Hills, St. Francois, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to zip codes: 63601

Explore Conventional and FHA loan options in Park-Hills, MO

Lendersa® aims to secure for you the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points to connect with matching lenders and loan programs.

Outcome from Lendersa USDA loan request matches


Park-Hills Lenders

  • Leadco Community Credit Union
  • 820 E Main Street, Park Hills, MO, 63601
  • Lends in Missouri
  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,

  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Lends in Missouri
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.

  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • Lends in Missouri
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..

  • MRV Banks
  • Genevieve Drive, Suite 871, Sainte Genevieve, MO, 63670
  • Lends in Missouri
  • MRV Banks is a locally owned, independent bank dedicated to serving consumers and small businesses throughout Missouri. Since our beginnings in 2007, we have been providing the best products and services for our customers while supporting the communities in which we work and live.

  • Midwest Regional Bank
  • 363 Festus Centre Dr, Festus, MO, 63028
  • Lends in Missouri
  • The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages

  • Peoples Community Bank
  • 200 E 2nd Street, Annapolis, MO, 63620
  • Lends in Missouri
  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.

  • Wright Financial Inc
  • 1108 North Truman Boulevard, Crystal City, MO, 63019
  • Lends in Missouri
  • Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company.
    We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.

  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • Lends in Missouri
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.