FHA VS Conventional loan programs in 2026 for Pevely, Jefferson County, Missouri

For the year 2026, the conventional loan limit in Pevely, located within the county of Jefferson, MO, is $726,200. When it comes to FHA, the limit stands at $472,030 for a single-family residence.

Lendersa® Conventional loan calculator lets you weigh the differences between today's Conventional, FHA, and USDA rates. It helps you identify the income, credit, reserves, and documentation necessary for qualification. Use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to choose the right option in MO for your financial needs.

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2026 loan limits and down payment requirements in Pevely, county of Jefferson, MO

Type of Loan Limit on Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to these zip codes: 63070

Explore Conventional and FHA loan options in Pevely, MO

Lendersa® aims to quickly and conveniently secure you the most suitable Conventional, USDA, or FHA loan. Choose from one of three paths to connect with matching lenders and loan programs.

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Pevely Lenders

  • Wright Financial Inc
  • 1108 North Truman Boulevard, Crystal City, MO, 63019
  • Lends in Missouri
  • Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company.
    We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.

  • Family Finance Mortgage
  • 1787 Jeffco Boulevard, Arnold, MO, 63010
  • Lends in Missouri
  • Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.

  • Midwest Regional Bank
  • 363 Festus Centre Dr, Festus, MO, 63028
  • Lends in Missouri
  • The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages

  • Members 1st Credit Union
  • 4702 Mattis Road, Saint Louis, MO, 63128
  • Lends in Missouri
  • Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.

  • Alliance Credit Union
  • 1280 S Highway Dr, Fenton, MO, 63026
  • Lends in Missouri
  • Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates

  • St Louis Mortgage Consultants
  • 1799 Smizer Station Road, Fenton, MO, 63026
  • Lends in Missouri
  • At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.

  • CapitalBull Mortgage
  • 558 Gravois Road, Suite 203, Fenton, MO, 63026
  • Lends in Missouri
  • CapitalBull LLC was founded January 2, 2009 by Chad Atkins in order to create a mortgage company that didn’t use big banks and was a better solution. The #NoBankBull motto was born, now you have someone to fight the big banks for you and get you the best mortgage out there. CapitalBull only uses wholesale lenders and finds the best rates.

  • Missouri Mortgage Clearing House
  • 697 Green Forest Drive, Fenton, MO, 63026
  • Lends in Missouri
  • The Missouri Mortgage Clearing House team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area.The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • LutheranFCU
  • 10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
  • Lends in Missouri
  • We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.