FHA VS Conventional loan programs in Florissant, St. Louis County, Missouri

In 2026, the Conventional loan limit in Florissant, within St. Louis county, MO, is set at $726,200, whereas the FHA limit is $472,030 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA side-by-side, assisting you in selecting the most appropriate program in MO for your financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Florissant, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 63033

Explore Conventional and FHA Loan Options in Florissant, MO

The goal of Lendersa® is to connect you with the best Conventional, USDA, or FHA loans quickly and without hassle. Choose from three starting points to find matching lenders and suitable loan programs.

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Florissant Lenders

  • Paramount Bank
  • 90 Village Square Shopping Center, Hazelwood, MO, 63042
  • Lends in Missouri
  • Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals

  • Stuart's American Mortgage
  • 9520 Lackland Road, Saint Louis, MO, 63114
  • Lends in Missouri
  • At Stuart's American Mortgage we want to bring back the "old time customer service"​ model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.

  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Lends in Missouri
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.

  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • Lends in Missouri
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.

  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • Lends in Missouri
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.

    M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions

  • Stifel Bank
  • 8000 Maryland Avenue, Clayton, MO, 63105
  • Lends in Missouri
  • The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking

  • Enterprise Bank & Trust
  • 150 N Meramec Ave, Clayton, MO, 63105
  • Lends in Missouri
  • We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.