FHA VS Conventional loan programs in 2025 for Black-Jack, St. Louis County, Missouri

For 2025, the Conventional loan limit in Black-Jack, within the county of St. Louis, MO, is $647,200. The FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare current rates for Conventional against FHA and USDA loans. It helps identify the required income, credit, reserves, and documents for qualification. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, so you can choose the best loan option in MO.

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Loan limits and down payment requirements for 2025 in Black-Jack, St. Louis, MO

Loan Type Max Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

These limits apply to zip codes: 63033

Explore Conventional and FHA loan paths in Black-Jack, MO

The objective of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan with minimal hassle. Select one of three starting points to connect with matching lenders and loan programs.

Lendersa's process for USDA loan requests and matching


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