FHA VS Conventional loan programs in Ferguson, St. Louis County, Missouri
In 2026, the conventional loan limit for Ferguson in St. Louis county, MO, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess current rates between Conventional, FHA, and USDA loans. Determine what income, credit profile, reserves, and documentation are required to qualify. Our enhanced mortgage calculator allows you to juxtapose Conforming Conventional, USDA, FHA, and VA loans to determine the optimal program for your unique financial circumstances in MO.
2026 Loan Limits and Down Payment Requirements in Ferguson, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This table applies to zip codes: 63136
Explore Conventional and FHA Loan Options in Ferguson, MO
At Lendersa®, our aim is to secure you the finest Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting options to find the right lenders and loan programs.
4495 Crossings Boulevard, Prince George, VA, 23875
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
Clarksville Mortgage Corporation, where we specialize in residential mortgages. At Clarksville Mortgage Corporation, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Greater Texas Credit Union is proud to have been voted a "Top Workplace" every year since 2012. With over 200 employees spread out throughout Texas, our goal is to be a force for good in the communities we serve. To accomplish that goal, we value our employees and invest in them so they can meet the needs of our members.
Headquartered in Austin, Texas, United Heritage CU serves the greater Austin and Tyler areas through twelve branch locations including Manchaca, Slaughter, Georgetown, Lakeway, Kyle and Tyler. Membership is open to anyone that lives, works or attends school within Travis, Williamson, Bastrop, Caldwell, Hays, Smith and Wood county.
2800 Esperanza Crossing, Building 2, Austin, TX, 78758
Amplify Credit Union combines digital-first financial services with the emphasis on community you expect from your neighborhood credit union 1967 is a member-owned financial cooperative with more than 60, 000 members and almost $1 billion in assets. Our team lives and works in the communities we serve, making us the foremost experts.
3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
4333 Charles Crossing Drive, White Plains, MD, 20695
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
