Explore the differences! FHA VS Conventional loan programs in Ferguson, St. Louis County, Missouri
In 2025, the conventional loan limit for Ferguson in St. Louis county, MO, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess current rates between Conventional, FHA, and USDA loans. Determine what income, credit profile, reserves, and documentation are required to qualify. Our enhanced mortgage calculator allows you to juxtapose Conforming Conventional, USDA, FHA, and VA loans to determine the optimal program for your unique financial circumstances in MO.
2025 Loan Limits and Down Payment Requirements in Ferguson, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This table applies to zip codes: 63136, 63135
Explore Conventional and FHA Loan Options in Ferguson, MO
At Lendersa®, our aim is to secure you the finest Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting options to find the right lenders and loan programs.
We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.
From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.
Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
10146 West San Juan Way, Unit 100, Littleton, CO, 80127
Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
