FHA VS Conventional loan in Ferguson, St. Louis County, Missouri
In 2025, the conventional loan limit for Ferguson in St. Louis county, MO, is set at $726,200. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess current rates between Conventional, FHA, and USDA loans. Determine what income, credit profile, reserves, and documentation are required to qualify. Our enhanced mortgage calculator allows you to juxtapose Conforming Conventional, USDA, FHA, and VA loans to determine the optimal program for your unique financial circumstances in MO.
2025 Loan Limits and Down Payment Requirements in Ferguson, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This table applies to zip codes: 63136, 63135
Explore Conventional and FHA Loan Options in Ferguson, MO
At Lendersa®, our aim is to secure you the finest Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three starting options to find the right lenders and loan programs.
Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
"2001 Spring Road Suite 200", Oak Brook, IL, 60523
eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service
At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
