FHA VS Conventional loan programs in 2025 for Castle-Point, St. Louis County, Missouri

In 2025, the Conventional loan cap in Castle-Point, located in St. Louis county, MO, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Explore the Lendersa® Conventional loan calculator to evaluate and contrast today's top rates between Conventional, FHA, and USDA loans. Discover the necessary income, credit rating, reserves, and documentation needed for qualification. This advanced tool displays Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you select the most suitable program in MO for your financial situation.

Examine loan offers from 100 lenders

Loan limits and Downpayment Requirements for 2025 in Castle-Point, St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison is valid for zip codes: 63136

Conventional and FHA Lending Options in Castle-Point, MO

The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose from three starting approaches to find the right lenders and loan programs.

Lendersa USDA loan request and matching results


  • Ameriplus Financial Services
  • 45340 Hanford Road, Canton, MI, 48187
  • As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
  • A Best Financial Corporation
  • 42180 Ford Road, Suite 307-308, Canton, MI, 48187
  • We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
  • Accurate Mortgage Solutions
  • 7954 North Lilley Road, Canton, MI, 48187
  • Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Mortgage Connections LLC
  • 7500 North Canton Center Road, Suite B, Canton, MI, 48187
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
  • ProGrowth Bank
  • 703 3rd Street, Nicollet, MN, 56074
  • ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
  • 1st Residential Lending Inc
  • 49028 Running Trout Lane, Northville, MI, 48168
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Filer Credit Union
  • 1117 28th Street, Manistee, MI, 49660
  • Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
  • Mechanics Bank
  • 2 South Main Street, Mansfield, OH, 44902
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.