FHA VS Conventional loan programs in Lexington, Lafayette County, Missouri
In 2026, the conventional loan maximum in Lexington, located in the county of Lafayette, MO, stands at $726,200. Meanwhile, for an FHA loan on a single-family home, the limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today's Conventional, FHA, and USDA rates. Analyze the income, credit, reserves, and documents required for qualification. Our modern calculator allows you to view Conforming, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in MO for your specific financial scenario.
2026 loan limits and down payment requirements for Lexington, county of Lafayette, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 64067
Available Conventional and FHA loan options in Lexington, MO
Lendersa® aims to secure you the top Conventional, USDA, or FHA loan quickly and effortlessly. Choose between three starting points to access lenders and loan programs that match your needs.
Community Bank of Missouri was founded in May 2001, in an effort to bring unparalleled banking excellence to the Richmond area. It began with two local businessmen, Gary Arnette and Gregg Steele, who identified the need for a financial institution based in the community. We are always upgrading the technology of our base products and services.
State Bank of Missouri, with assets of more than $55 million, is a chartered financial institution that serves customers in Jackson and Lafayette counties in Missouri. Its parent company, C.S. Bancshares, is a multi-bank holding company based in Chillicothe, Mo. C.S. Bancshares is the parent company to Chillicothe State Bank in Chillicothe;
WPL Mortgage Solutions is more than a mortgage broker, we’re your financial partner. We seek out long-term relationships with our vendors, suppliers, employees and most of all, with our clients. As a mortgage broker, we take time to get to know customers and find real solutions so they can live out their dreams.
Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015
Lends in Missouri
Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
At Summit Lending We are Experts with VA Loans, FHA loans, conventional mortgages and have been helping folks find the best mortgage options for over 17 years.VA Loans, FHA loans, conventional mortgage services. Summit Lending is Arizona, Missouri, & Kansas' trusted, local leader for home loans and refinanced mortgages.
Affinity Lending, Inc. was established in 2007 and was greatly expanded in early 2019. At at Affinity, we believe in long-lasting relationships and it begins with honesty and integrity. When you work with us, you get personal service and the respect you deserve from our experienced and knowledgeable staff every time.
Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
Missouri Central Credit Union was organized December 28, 1931 as Missouri State Credit Union. The name was changed to Missouri Central Credit Union at a meeting of the membership on November 18, 1960. The credit union moved to Lee’s Summit in September, 1994 and quickly became involved in the thriving Lee’s Summit community.
