FHA VS Conventional loan in Richmond, Ray County, Missouri
For 2025, in Richmond, within Ray county, MO, the limit for a conventional loan is $726,200. The FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can evaluate the top rates for Conventional, FHA, and USDA loans today. Assess the required income, credit, reserves, and documents for qualification. Our advanced calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in MO for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Richmond, County of Ray, MO
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
This table applies to zip codes: 64085
Discover Conventional and FHA Loan Options in Richmond, MO
Lendersa® aims to secure the best available Conventional, USDA or FHA loan quickly and with minimal hassle. Choose one of three options to align with matching lenders and loan programs.
Founded in 1999, Wasatch Mortgage Solutions is a mortgage lender in Logan, Utah. We're licensed to do home loans in all of Utah and Idaho, even though we call Cache Valley home and As a mortgage lender, we offer a wide variety of home loan programs including Conventional, FHA, VA, USDA, and Portfolio home loans
First South Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
13901 Sutton Park Drive South, Suite 300, Jacksonville, FL, 32224
Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 60 years of lending experience. Triad is trusted by customers, dealers, lending institutions and realtors alike and has helped tens of thousands of families realize their American Dream of homeownership.
13400 Sutton Park Dr South, Suite 1502, Jacksonville, FL, 32224
First Florida Financial, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.
Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
