Explore the differences! FHA VS Conventional loan programs in Richmond, Ray County, Missouri
For 2025, in Richmond, within Ray county, MO, the limit for a conventional loan is $726,200. The FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can evaluate the top rates for Conventional, FHA, and USDA loans today. Assess the required income, credit, reserves, and documents for qualification. Our advanced calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in MO for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Richmond, County of Ray, MO
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
This table applies to zip codes: 64085
Discover Conventional and FHA Loan Options in Richmond, MO
Lendersa® aims to secure the best available Conventional, USDA or FHA loan quickly and with minimal hassle. Choose one of three options to align with matching lenders and loan programs.
John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.
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Lake Forest Bank & Trust Company, National Association
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