Explore the differences! FHA VS Conventional loan programs in North-Kansas-City, Clay County, Missouri

In 2025, Convetional loan limit in North-Kansas-City, county of Clay, MO is $647,200 while FHA limit is $431,250 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Kansas-City, county of Clay, MO

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

The comparison table applies to zip codes: 64116, 64144

Conventional and FHA loan options in North-Kansas-City, MO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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  2. Find Conventional USDA and FHA rates & terms before anything else
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Lendersa USDA loan request and matching results



  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.

  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.

  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.

  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.

  • Lehigh Financial Group LLC
  • 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102
  • Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,

  • WSFS Bank
  • 500 Delaware Avenue, Wilmington, DE, 19801
  • WSFS Bank is the largest and longest-standing community bank in the Greater Delaware Valley. We serve Customers from 89 banking offices in Delaware, the City of Philadelphia and southeastern Pennsylvania, southern New Jersey, Virginia and Nevada. WSFS Bank provides comprehensive financial services.

  • Northern Arizona Mortgage Corporation
  • 707 E Mingus Avenue, Cottonwood, AZ, 86326
  • We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient

  • Lehigh County Employees Federal Credit Union
  • 455 Hamilton Street, Allentown, PA, 18101
  • Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
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