FHA VS Conventional loan programs in Independence, Jackson County, Missouri

For the year 2025, the conventional loan limit in Independence, located in Jackson county, MO, is $726,200, while the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast the existing rates of Conventional, FHA, and USDA loans. This calculator helps determine the required income, credit score, reserves, and necessary documentation for approval. Compare side by side the Conforming Conventional, USDA, FHA, and VA loans to figure out which option in MO suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Independence, Jackson County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

The table applies to the following zip codes: 64054, 64055, 64056, 64057, 64050, 64052, 64053, 64015, 64016, 64051

Explore Conventional and FHA Loan Options in Independence, MO

Lendersa® is committed to finding the best Conventional, USDA, or FHA loan for you efficiently and smoothly. Choose one of three ways to find matching lenders and loan plans.

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  • 620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
  • Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
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  • Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
  • Mortgage Vintage, Inc.
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  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
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