Explore the differences! FHA VS Conventional loan programs in Independence, Jackson County, Missouri
For the year 2026, the conventional loan limit in Independence, located in Jackson county, MO, is $726,200, while the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast the existing rates of Conventional, FHA, and USDA loans. This calculator helps determine the required income, credit score, reserves, and necessary documentation for approval. Compare side by side the Conforming Conventional, USDA, FHA, and VA loans to figure out which option in MO suits your financial situation best.
2026 Loan Limits and Downpayment Requirements in Independence, Jackson County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
The table applies to the following zip codes: 64054
Explore Conventional and FHA Loan Options in Independence, MO
Lendersa® is committed to finding the best Conventional, USDA, or FHA loan for you efficiently and smoothly. Choose one of three ways to find matching lenders and loan plans.
Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most.
Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
Lends in Missouri
"At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
Lends in Missouri
At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.
We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html
Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
