FHA VS Conventional loan programs in Raytown, Jackson County, Missouri
In 2026, the Conventional loan limit for Raytown, in Jackson county, MO, is $726,200, and the FHA limit is $472,030 for a single-family home.
Lendersa® Conventional loan calculator lets you compare the best rates for Conventional, FHA, and USDA loans today. Assess needed income, credit, reserves, and required documents to qualify. With our advanced mortgage calculator, Conforming Conventional loans, USDA, FHA, and VA can be viewed side by side, helping you choose the ideal program in MO for your finances.
2026 Loan Limits and Down Payment Requirements in Raytown, Jackson County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 64138
Explore Conventional and FHA Loan Options in Raytown, MO
The purpose of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan available without fuss. Start with one of three options for finding matching lenders and suitable loan programs.
In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time.
While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.
800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
Lends in Missouri
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html
Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
Lends in Missouri
Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
9233 Ward Parkway Suite 220, Kansas City, MO, 64114
Lends in Missouri
We specialize in funding both easy and hard-to-finance residential rehab projects in the Kansas City Metro area. What sets us apart from our competitors is our unique approach of funding the “deal” rather than the individual. We’ve been in the rehab lending business since 1972, and because of that, our clients know they can depend on us to understa
19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
Lends in Missouri
"At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
