FHA VS Conventional loan programs in 2025 for Grandview, Jackson County, Missouri

In 2025, the loan limit for Conventional loans in Grandview, county of Jackson, MO, is $726,200, while the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare the best available rates today between Conventional, FHA, and USDA loans. With our sophisticated mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you determine the most suitable program for your specific financial needs in MO.

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2025 Loan Limits and Down Payment Requirements in Grandview, Jackson County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

The comparison is valid for zip codes: 64030

Exploring Conventional and FHA Loan Options in Grandview, MO

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loans available. Begin with one of three pathways to find matching lenders and mortgage options that are ideal for you.

Insights from Lendersa USDA loan request matches


  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.
  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process
  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.
  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
  • Farmers State Bank of Alto Pass
  • 55 North Elm, Alto Pass, IL, 62905
  • Farmers State Bank is a locally owned and operated Community Bank. Our full service locations are available in Harrisburg, Illinois, Marion, Illinois and Alto Pass, Illinois. We are a FULL SERVICE COMMUNITY Bank. Expert Knowledge in Commercial Lending, Consumer Lending, Mortgage Lending, Agricultural Lending.
  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.