FHA VS Conventional loan programs in Riverview, St. Louis County, Missouri

In 2026, the Conventional loan limit for Riverview, within St. Louis county, MO, is $726,200. The FHA loan limit for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding in your decision on the best program for your financial needs in MO.

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2026 Loan Limits and Downpayment Requirements in Riverview, St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 63137

Conventional and FHA Lending Options in Riverview, MO

At Lendersa®, our goal is to secure you the best available Conventional, USDA, or FHA loan quickly and without complication. Choose from three starting options that align with matching lenders and loan programs.

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Riverview Lenders

  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
  • Lends in Missouri
  • Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.

  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • Lends in Missouri
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.

  • Stifel Bank & Trust
  • 501 North Broadway, 10th Floor, Saint Louis, MO, 63102
  • Lends in Missouri
  • At Stifel Bank, we make banking and lending simple, convenient, and even enjoyable for our individual and business clients. We have adopted a client-centered business model in which each associate is responsible for contributing to our clients’ overall satisfaction; fostering an entrepreneurial culture based on participation and respect.

  • Stuart's American Mortgage
  • 9520 Lackland Road, Saint Louis, MO, 63114
  • Lends in Missouri
  • At Stuart's American Mortgage we want to bring back the "old time customer service"​ model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.

  • Pinnacle Real Estate Advisor Home Loans
  • 2020 Marconi Avenue St, Saint Louis, MO, 63110
  • Lends in Missouri
  • Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process

  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • Lends in Missouri
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.

    M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions

  • Stifel Bank
  • 8000 Maryland Avenue, Clayton, MO, 63105
  • Lends in Missouri
  • The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking