FHA VS Conventional loan programs in 2025 for Jennings, St. Louis County, Missouri

In 2025, the conventional loan limit in Jennings, located in St. Louis county, MO, is set at $726,200. The limit for FHA, regarding a single-family home in the same location, is $472,030.

Use the Lendersa® Conventional loan calculator to explore and compare the top rates currently available for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation you need to qualify. The advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to decide which program in MO best fits your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Jennings, St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 63136

Discover Conventional and FHA Loan Options in Jennings, MO

Lendersa® is committed to securing the best possible loans—whether Conventional, USDA, or FHA—promptly and with no hassle. Choose any of these three initial steps to connect with matching lenders and appropriate loan programs tailored to your needs.

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  • Mortgage Pros
  • 5801 N 10th St, Suite 300, McAllen, TX, 78504
  • Mortgage Pros is a mortgage provider, supported by Directions Equity LLC, and based in McAllen TX. We provide residential financing for the purchase or refinancing of residential real estate.We’re a group of highly experienced mortgage professionals. Every team member has extensive mortgage experience and expertise.
  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...
  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
  • Scient Federal Credit Union
  • 60 Colver Avenue, Groton, CT, 06340
  • Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
  • Chelsea Groton Bank
  • 904 Poquonnock Road, Groton, CT, 06340
  • Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
  • We Save Loans
  • 554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
  • "We are your local mortgage heroes! We are a team of problem-solvers. Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home. As a local mortgage broker, we access to all loan options on the market for you. We are not restricted to only a handful of programs."
  • SWBC Mortgage
  • 201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
  • First Green Bank
  • 1000 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Since its original charter in 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth, and talented, professional employees. The operating subsidiary of Seacoast Banking Corporation of Florida and is one of the largest publicly traded commercial banks headquartered in Florida.
  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.