FHA VS Conventional loan programs in 2026 for Jennings, St. Louis County, Missouri
In 2026, the conventional loan limit in Jennings, located in St. Louis county, MO, is set at $726,200. The limit for FHA, regarding a single-family home in the same location, is $472,030.
Use the Lendersa® Conventional loan calculator to explore and compare the top rates currently available for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation you need to qualify. The advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to decide which program in MO best fits your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Jennings, St. Louis, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 63136
Discover Conventional and FHA Loan Options in Jennings, MO
Lendersa® is committed to securing the best possible loans—whether Conventional, USDA, or FHA—promptly and with no hassle. Choose any of these three initial steps to connect with matching lenders and appropriate loan programs tailored to your needs.
At Stuart's American Mortgage we want to bring back the "old time customer service" model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
Lends in Missouri
Bayard Business Capital and Consulting (BBCC) is a private commercial bank. We provide both debt capital and consulting services. We do not accept deposits or participate in consumer financial services. Debt capital is provided as either a correspondent for 40 different lenders, associated private investors, or direct from BBCC.
St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
90 Village Square Shopping Center, Hazelwood, MO, 63042
Lends in Missouri
Paramount Bank history started as an independent mortgage company in 1970. Paramount Bank was recently re-imagined and rebuilt by a group of St. Louis investors. The Bank’s commitment to deliver market-leading deposit rates, product depth, best-in-class technology and superior service to help clients meet their financial goals
112 South Hanley Road, Suite 120, Clayton, MO, 63105
Lends in Missouri
M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale.
M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions
The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking
We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.
7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105
Lends in Missouri
We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees
7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105
Lends in Missouri
Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners
