FHA VS Conventional loan programs in 2025 for Jackson, Cape Girardeau County, Missouri

In 2025, Convetional loan limit in Jackson, county of Cape Girardeau, MO is $726,200 while FHA limit is $472,030 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Jackson, county of Cape Girardeau, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 63755

Conventional and FHA loan options in Jackson, MO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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  2. Find Conventional USDA and FHA rates & terms before anything else
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Lendersa USDA loan request and matching results



  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs. Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class

  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.

  • American Commercial Lending Inc
  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.

  • Houwzer Mortgage
  • 1435 Walnut St, Philadelphia, PA, 19102
  • Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.

  • Enterprise Commercial Financing
  • 100 South Broad Street, Suite 30, Philadelphia, PA, 19110
  • Enterprise Commercial Financing takes great pride in providing our clients with the absolute best loan options, rates and terms at the lowest service fee in the country. We ALWAYS put our clients best interest above our own. You can always rely on us for great service, professionalism and dependability.

  • Penpoint Mortgage LLC
  • 131 North 6th Street, Haines City, FL, 33844
  • Penpoint Mortgage believes in doing what is in the best interest of the client at all times. That means listening carefully to the client to ascertain what they want and need. It also means educating the client throughout the entire process so that an informed decision can be made.

  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know

  • Asian Bank
  • 815-837 Arch Street, Philadelphia, PA, 19107
  • At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service

  • Police and Fire Federal Credit Union
  • 901 Arch Street, Philadelphia, PA, 19107
  • PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
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