FHA VS Conventional loan in St.-Charles, St. Charles County, Missouri
In 2025, the conventional loan limit in St.-Charles, located in St. Charles County, MO, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans, including income, credit, reserve requirements, and necessary documentation for qualification. Through the advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, determining the best program in MO that suits your financial situation.
2025 Loan Limits and Down Payment Requirements in St.-Charles, County of St. Charles, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is valid for the following zip codes: 63301, 63303, 63302
Explore Conventional and FHA Loan Options in St.-Charles, MO
Lendersa® aims to quickly provide you with the best possible Conventional, USDA, or FHA loan without causing hassles. Choose one of three entry points to find suitable lenders and loan offers.
WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
