FHA VS Conventional loan in Town-and-Country, St. Louis County, Missouri
For 2025, the Conventional loan cap in Town-and-Country, within St. Louis county, MO, is set at $647,200. The FHA limit, specifically for a single-family home, is $420,680.
Try the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, guiding you to select the best option for your financial scenario in MO.
2025 Loan Limits and Down Payment Requirements in Town-and-Country, St. Louis County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This table is applicable to zip codes: 63017, 63141, 63131
Exploring Conventional and FHA Loan Choices in Town-and-Country, MO
The goal of Lendersa® is to swiftly find you the most suitable Conventional, USDA, or FHA loan without any hassle. Begin with one of these three options to match with lenders and discover ideal loan programs.
We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
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Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
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vantage Federal Credit Union is open to our community. Anyone who lives, works, worships or attends school in Maury or Williamson County is eFamily Advantage Federal Credit Union is open to our community. Family Advantage Federal Credit Union is located in the heart of Spring Hill and less than two miles from the General Motors.