For 2025, the Conventional loan cap in Town-and-Country, within St. Louis county, MO, is set at $647,200. The FHA limit, specifically for a single-family home, is $420,680.
Try the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, guiding you to select the best option for your financial scenario in MO.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $0 | 0% |
| FHA | $420,680 | 3.5% |
This table is applicable to zip codes: 63017, 63141, 63131
The goal of Lendersa® is to swiftly find you the most suitable Conventional, USDA, or FHA loan without any hassle. Begin with one of these three options to match with lenders and discover ideal loan programs.
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