FHA VS Conventional loan programs in 2026 for Batesville, Panola County, Mississippi
In the year 2026, the limit for a Conventional loan in Batesville, located in the county of Panola, MS, is $726,200. For a single-family home, the FHA limit is set at $472,030.
Access the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans available today. Assess the required income, credit score, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side, which facilitates choosing the most suitable program for your financial condition in MS.
2026 Loan Caps and Down Payment Details in Batesville, Panola, MS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table's comparisons are valid for the following zip codes: 38606
Available Conventional and FHA Loan Options in Batesville, MS
Lendersa® strives to secure you the most favorable Conventional, USDA, or FHA loan swiftly and without difficulty. Choose from three pathways to align with lenders and loan schemes.
We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar
We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Lends in Mississippi
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
